Third party liability insurance for private persons – why do you need it?
By purchasing private liability insurance, you ensure your safety in the event that you, a member of your family, or a pet accidentally cause damage to a third party or their property.
What does the OC policy for private persons cover?
Third party liability insurance for private persons covers any damage caused by you. It is possible to insure your spouse and children together with you. In addition, you can insure against damage caused by pets.
In what cases does the insurance cover you?
- Your cat will scratch your guest’s expensive handbag.
- Your child will scratch the neighbor’s car while playing.
- Riding a bicycle, you will hit a passer-by.
- You drop your friend’s smartphone into the water.
- Your washing machine breaks down and you flood your neighbor’s apartment.
- While rollerblading, you will run into someone’s car, damaging it.
- Your child will damage the school door.
- Your dog will knock over a visitor who injures his leg.
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