Home insurance in the Netherlands
Directly insured online
Do you own your own home? Then you need to insure it! With Polisa you choose the most comprehensive home insurance, full protection: against all risks!
For example: in the event that you drop something on a tiled floor and it is damaged, or costs for emergency repairs to the roof after a fire or storm.
- All-risks insurance
- Daily cancellation
- Up to 10% package discount
This is what our customers say
Home insurance
Polisa.nl is a specialist in insurance for internationals living in the Netherlands!
If you own your own home in the Netherlands, you need to insure it with a building insurance. Repairing damage to your home can be extremely expensive. With Polisa’s all-risks home insurance you are excellently insured against almost all common damages!
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What is insured:
- Your home is insured. We compensate the reinstatement value. If you do not want to or cannot rebuild your home, we compensate the sale value or the demolition value.
- Damage caused by fire, burglary, vandalism, precipitation, flooding, hail stones, storm, leakage, collision, falling trees and damage caused by falling and knocks
- Glass: damage to the windows in your home is insured against fire, storm, hail and burglary, among other things. You can extend this with the optional Glass cover. This covers glass damage in case of broken windows in your home from almost any cause
About us
Polisa is a leader on the independent market for international employees in the Netherlands, Belgium and Germany.
With our unique insurance solutions and service in your own language, Polisa is a partner that supports you and your family in every situation.
With a team of more than 90 professional employees, we help our international customers in 10 languages, 7 days a week.
Frequently asked questions
There is no legal requirement, but if you need a mortgage to finance a purchase home, the lender does require this insurance. By taking out home insurance, you won’t face any nasty financial surprises.
Property insurance reimburses the most common damages to your owner-occupied home. Such as fire, water, lightning strike or storm. Besides your home, damage to your shed, garage or garden house is also insured. As well as things attached to your home, such as your solar panels.
Damage to your home is not always insured if you have home insurance. For example, in case of poor or delayed maintenance to the house. Damage caused by normal use, such as wear and tear, rot or rust, is also not covered. Just like damage caused by an earthquake or underground flood
The difference between home and contents is actually quite simple. Anything really attached to your house falls under your home insurance (the downspout, a shed, the roof) and anything not attached to your house but in it (sofa, TV, paintings) falls under your contents insurance.
The home insurance covers all damages resulting from the fire, such as the damage from the fire and extinguishing, and this up to the rebuilding value of the home.
Why Polisa
With us you can easily buy insurance directly online or over the phone with our advisors. Our specialists are available to you 7 days a week. No unnecessary formalities, clear and simple contracts and the lowest and unchanging premiums.
- Everything online
- Insurance taken care of in 2 minutes
- Our employees speak your language
