Life insurance in the Netherlands

Life insurance in the Netherlands

What is life insurance in the Netherlands?

The partner policy at is a life insurance. This is a security to ensure that your loved ones avoid financial problems after your death.
If you do not have a partner, taking out life insurance will enable your children or living relatives to live a dignified life.

100,000€ life insurance from 6€/month

The insurance in the event of death in the Netherlands
is up to €100,000 and the monthly contribution remains
the same throughout the insurance period.

  • 100.000€ net for your loved ones
  •  From 6€/month
  • Insurance up to the age of 75
  • You are also insured if you return to Poland

Why life insurance policy was created?

  • Life insurance can help your family maintain their standard of living
  • Life insurance can help you pay your deposit or rental costs
  • Life insurance can cover funeral costs and pay off outstanding debts
  • For your loved ones, to avoid leaving your family with financial problems, burdens and worries.

Who is life insurance in the Netherlands for?

Parents with minor children – When a parent dies, the loss of income can lead to serious financial problems. Life insurance can ensure that children have the financial means they need until they are able to take care of themselves.

Parents with adult children of special care – for children who need lifelong care and will never be self-sufficient, life insurance can ensure that their needs are met after the death of their parents.

The death grant may be used to finance a trust fund for a child with special needs. The trustee administers the benefits for an adult disabled child.

Adults who own a joint property – married or unmarried, if the death of one adult would mean that the other would no longer be able to pay loans, living expenses and property taxes, a life insurance might be the best solution. An example of this is an engaged couple who took out a joint mortgage to buy a property together.

Young adults whose parents took a loan or took debts from a private student loan – young adults without dependents rarely need life insurance, but if the parent pays off the child’s debts after death, the child can insure the parents with life insurance.

Young adults who want to keep low rates – The younger and healthier you are, the lower your insurance contribution. An adult can also purchase a life insurance policy without dependents if it is assumed that he will have insurance in the future.

Elderly parents who want to save money for grown-up children – many grown-up children sacrifice themselves by taking time off from work to take care of older parents who need help. Such assistance may also include direct financial support. Life insurance in the Netherlands can help adult children to reimburse the costs after the death of a parent.

Life Insurance – When should I get it?

  1. When you live in a relationship, and you know that you share the costs of daily living. If one of you dies, the person left alone has to pay for all financial matters out of their own pocket, which is often impossible. With a life insurance in the Netherlands you avoid unnecessary problems for your family after your death.
  2. If you and your partner are killed in an accident, life insurance policy will provide your children with a dignified life, and you can finance their living and education costs for at least a decade.
  3. The insured person may also be a policyholder. Sometimes the insured person is both a beneficiary and a policyholder, e.g. if the person does not have a partner. The money you leave behind is part of the inheritance. The insured person may also be a policyholder, e.g. if the beneficiary is a minor.

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