Life insurance in the Netherlands
Secure the future for your family
Make sure your family won’t face financial difficulties if something happens to you. With the Polisa Partner Policy, your loved ones will receive €100,000 net in the event of death during the insurance period.
Starting from just €6 per month, you provide them with the security to continue paying rent, fixed expenses, or childcare and education costs.
Your premium remains the same throughout the entire term, and in most cases, you remain insured even if you return to your country of origin.
- €100,000 net payout in the event of death, starting from €6/month
- International helpdesk
- Maximum insurable age is 75 years
This is what our customers say
Polisa – Your insurance specialist for internationals in the Netherlands
Polisa is a specialist in insurance and services for internationals in the Netherlands. The Polisa Partner Policy is a term life insurance that offers your loved ones financial security. If the insured person passes away during the policy term, their loved ones will receive a one-time payment of €100,000 net.
This ensures fixed costs can still be paid and provides room for childcare or education. Even without a partner, this policy helps you secure a dignified future for your loved ones.
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Why life insurance?
- A term life insurance can help your family maintain their standard of living.
- It can help with security deposits or rental costs.
- It can cover funeral expenses and pay off outstanding debts.
With your loved ones in mind—so you don’t leave your family with financial concerns, stress, and worries.
About us
Polisa is a leader on the independent market for international employees in the Netherlands, Belgium and Germany.
With our unique insurance solutions and service in your own language, Polisa is a partner that supports you and your family in every situation.
With a team of more than 90 professional employees, we help our international customers in 10 languages, 7 days a week.
Frequently asked questions
If you also want to insure your partner, you can indicate this during the application. In this case, two separate applications will be submitted, and if accepted, you’ll receive two separate policies.
You can easily calculate your premium and apply for ORV online. It’s important that you live in the Netherlands. When applying, the person being insured must answer questions about their health—this is called a health declaration.
To take out our term life insurance, you pay a one-time administrative fee of €150 per policy. Additionally, you pay a fixed monthly premium. The premium depends on:
- Sum insured, i.e. the amount you want to insure.
- The period for which you want to take out insurance.
- The age of the insured.
- The health condition of the insured person at the time of commencement of insurance.
- Whether the insured smokes or not.
Sometimes it’s required when taking out a mortgage. This depends on the bank or lender. If it’s not mandatory, ORV can still be a wise choice as it protects your loved ones from financial stress.
Smoking affects the insurance and your premium. If you haven’t smoked for at least two years, you may be eligible for a discount. If you start smoking again, you must report it to your insurer. The non-smoking discount will no longer apply from the moment you resume smoking.
With a term life insurance (ORV), your loved ones receive a one-time payment (€100,000 net) if you pass away during the insurance period. This amount can help them temporarily make up for the loss of your income and continue paying the bills.
Term life insurance is temporary. Your loved ones receive the insured amount only if the insured person passes away during the insurance period (before the policy ends). They decide themselves how to use the money. Funeral insurance is lifelong—your loved ones always receive a payout upon death of the insured person, which can be used to cover funeral expenses.
Why Polisa
With us you can easily buy insurance directly online or over the phone with our advisors. Our specialists are available to you 7 days a week. No unnecessary formalities, clear and simple contracts and the lowest and unchanging premiums.
- Everything online
- Insurance taken care of in 2 minutes
- Our employees speak your language
