Personal liability insurance (AVP) in the Netherlands
From €6 per month
If you or a member of your family accidentally damages someone else’s belongings or someone is injured through your fault, you could be held financially liable. Liability insurance is therefore essential insurance if you live in the Netherlands! Polisa’s Liability Insurance provides cover up to €2,500,000 per claim.
- Assistance in other languages
- Insured amount up to €2,500,000 per claim
- Up to 10% package discount
This is what our customers say
Personal liability insurance (AVP)
The civil liability insurance for private individuals (AVP) is essential for every resident of the Netherlands. Anyone can accidentally cause damage to another person. In the Netherlands you are held liable. It is a claimant country and compensation claims can be huge.
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Who is insured
Liability insurance at Polisa.nl for individuals protects you, your family members, pets and other residents from the consequences of claims.
What is insured
- This insurance covers damage up to €2,500,000 if you, as a private individual, accidentally injure someone (injury) or damage someone else’s property. And if you are legally liable for this damage.
- Damage during babysitting or staying over
- Damage during a service to friends (max €12,500)
- Damage caused by a pet
- Damage caused by your own home
- Damage to borrowed items (max €12,500)
About us
Polisa is a leader on the independent market for international employees in the Netherlands, Belgium and Germany.
With our unique insurance solutions and service in your own language, Polisa is a partner that supports you and your family in every situation.
With a team of more than 90 professional employees, we help our international customers in 10 languages, 7 days a week.
Frequently asked questions
No, liability insurance is not mandatory. However, it is strongly recommended that you take out liability insurance. It can always happen that you accidentally cause damage to someone else or their belongings. To ensure that you are not faced with unexpectedly high costs in that case and that the damage is reimbursed, it is wise to take out liability insurance.
If you unintentionally cause damage to someone else or his or her belongings, the costs can be high. You may not have the amount at all or you may not actually be able to afford it. With liability insurance, you don’t have to worry about this. This insurance covers the costs of damage you accidentally cause. Moreover, the liability insurance coverage not only applies to you, but also to any pets, resident parents and guests.
Liability insurance covers injury and damage to other people’s property. It does not matter where the damage is sustained. You take out liability insurance as a family. Any pets are also insured. But please note: This insurance does not reimburse damage caused by, for example, a motor vehicle.
Yes, you can also insure others with your liability insurance. You can indicate in your liability insurance that you want to adjust your coverage and, among other things, want to insure your partner and children. A new premium will then be calculated based on your family situation. Pets, resident parents and guests are insured. You don’t have to pay extra for this.
Why Polisa
With us you can easily buy insurance directly online or over the phone with our advisors. Our specialists are available to you 7 days a week. No unnecessary formalities, clear and simple contracts and the lowest and unchanging premiums.
- Everything online
- Insurance taken care of in 2 minutes
- Our employees speak your language
