Personal liability insurance is not only a financial safeguard in case of accidental damage to others but also provides peace of mind in daily life. Learn how it works and why it’s worth having.
What does personal liability insurance (AVP) cover?
Personal liability insurance (AVP) protects you financially if you unintentionally cause damage to a third party or their property. This could include breaking a valuable item, flooding a neighbor’s apartment, or accidentally injuring someone. With this insurance, the cost of repairs or compensation will be covered.
Why should you get insured?
In the Netherlands, having liability insurance is not mandatory but highly practical. Compensation costs can be very high, and having this coverage can help you avoid financial problems.
You can also insure your spouse and children. If your spouse or children cause damage, the costs will also be covered. Additionally, you can insure against damages caused by your pets, giving you complete peace of mind that you won’t have to bear the cost of items destroyed by your furry friends.
Each claim is covered up to €2,500,000. Calculate your premium today and enjoy the benefits of AVP insurance.
Examples of situations where personal liability insurance can help:
- During strong winds, Michał’s bike fell onto his friend’s car, causing a deep scratch that cost €450 to repair.
- Tomek was rushing after work and, in his haste, drove onto the sidewalk to maneuver safely. Unfortunately, a passing woman fell and broke her arm, resulting in medical expenses of €3,600.
- While playing soccer, Ania’s son kicked the ball with full force, hoping his friend would catch it. Unfortunately, the friend missed, and the ball hit a neighbor’s fence, causing damage worth €299.
If you have personal liability insurance, the costs in all these situations will be covered.
Get personal liability insurance – contact us!
Accidents and damages can happen to anyone, but it’s essential to protect yourself financially. By choosing personal liability insurance, you safeguard your budget from unexpected expenses. Calculate your premium using our online calculator or contact us at 088 1021 544 or via email at info@polisa.nl.
