Planning to buy a scooter in the Netherlands? Learn about the insurance requirements, why proper liability coverage (OC) is essential, and how to get the best deal.
Is scooter insurance mandatory?
In the Netherlands, Third-Party Liability Insurance (OC) is mandatory for every scooter. This insurance covers civil liability, protecting you from costs resulting from damage caused to other road users. OC for scooters is required regardless of the type of scooter, and not having this insurance can lead to hefty fines.
Scooters in the city – benefits and requirements
Scooters are popular in urban areas due to their convenience and the absence of road tax. Electric scooters have the added benefit of zero emissions, aligning with the eco-friendly lifestyle many Dutch people embrace.
In the Netherlands, vehicles with a maximum speed of 25 km/h are allowed to use bike paths, increasing safety and travel convenience.
OC policy and additional options – what to consider
While OC is the basic insurance, it’s worth considering additional options, such as Comprehensive Insurance (Autocasco), which protects against theft and damage to your scooter. Comprehensive coverage is particularly valuable for new and expensive scooters.
Additional options you may want to explore include:
- Legal assistance for road traffic incidents.
For theft insurance, your scooter must be equipped with a minimum ART 3 lock. For even better protection, you can opt for an ART 4 or ART 5 lock, typically designed for motorcycles but also suitable for scooters.
Insure your scooter online
Take advantage of our competitive insurance offers at the lowest prices. Use our calculator to find out how much it will cost to insure your scooter! Simply enter the required information and your scooter’s registration number, and you’ll receive a quote within moments.
Have more questions? Contact us at 088 1021 544 or email info@polisa.nl. Our consultants are happy to help you choose the best insurance for your needs.
