In the Netherlands, property insurance offers peace of mind and effective protection for your belongings. Did you know that your possessions at home are not covered by basic building insurance, even if you rent an apartment? What happens if your items are stolen or destroyed in a fire?
Learn why it’s worth investing in property insurance, what risks it covers, and how easy it is to obtain.
What is property insurance in the Netherlands?
Property insurance provides comprehensive protection against financial losses caused by damage or loss of household items. This includes everything movable within your home.
Damages caused by fire, flooding, storms, burglary, or vandalism are covered, helping you avoid high repair or replacement costs.
What does property insurance cover, and when is it essential?
Property insurance covers:
- All household items, including furniture, TVs, books, appliances, dishes, clothing, curtains, jewelry, artwork, collections, musical instruments, and sports equipment.
- Jewelry is insured up to €6,000, and audio equipment up to €15,000.
This type of insurance also protects you against unintentional damage.
Real-life scenarios where property insurance helped:
- Anna’s story: Anna lives in a terraced house in the Netherlands. One morning, she discovered that a burst water pipe had flooded her kitchen and living room. Thanks to her property insurance, the costs of drying the space, repairing the floors, and replacing damaged furniture were fully covered by her insurer.
- Marek’s story: Marek went on vacation, leaving his house unattended. Unfortunately, a burglary occurred during which thieves stole his electronics, laptop, and other valuable items. His property insurance reimbursed him for the value of the stolen items and helped cover the cost of repairing broken doors and windows.
Protect your home’s contents
Don’t wait for the unexpected to catch you off guard! With property insurance, you can enjoy peace of mind knowing your belongings are protected. Prefer personal contact? Reach us at 088 1012 544 or email info@polisa.nl. We’re here to help!
