Income loss insurance ensures financial stability in life, whether you run your own business, office, or practice.
If you have a business or company, you also have recurring costs: rent for premises, employee salaries, lease payments for machinery, equipment, vehicles, and loan installments. Added to this are personal expenses for maintaining your home and family. Often, we don’t consider what might happen if things were to go wrong.
What happens when life says “STOP” due to illness or an accident? Can you imagine being unable to work for over 12 months or longer?
Everyday commitments—both professional and personal—will remain. Questions will arise about how to cover daily expenses that persist whether you’re working or not. How can you ensure financial liquidity? While savings can provide some security, are they enough?
Income loss insurance at Polisa.nl
Polisa.nl is here to take care of you and your budget. A key advantage of this insurance is its flexibility, allowing you to tailor the payout amount and coverage period to suit your needs.
When it comes to the consequences of illnesses or accidents leading to an inability to work, income loss insurance at Polisa.nl offers the most reliable protection. In this product, “inability to work” is defined as being unable to perform your current profession or specialization, not just any paid job. For instance, you won’t be forced into a different job or industry just to satisfy the insurer’s terms—your payout will not be affected.
Policy amount and premium
The sum insured should correspond to your earnings and financial status. For inability to work, the payout can reach up to €200,000.
Key Details:
- Coverage begins upon approval and the policy is sent to your email.
- Policies are open-ended, allowing adjustments to match your financial situation.
- Coverage can be modified during the policy term based on updated income.
- Premiums are calculated individually, factoring in your age, coverage duration, and company income.
Benefits of income loss insurance:
- One-time payment up to €200,000 net.
- 24/7 coverage, whether at work or outside of it.
- No administrative costs.
- No waiting period.
- Flexible application—choose the coverage amount and duration.
Polisa.nl also offers other insurance types and car leasing options—all in one place.
Be a reliable business owner
Don’t cut corners on your health and income. Choose income loss insurance. Our advisors are ready to help you select the perfect insurance for your needs. Contact us at info@polisa.nl or call 088 1021 544. Remember, securing your income means securing your future!
